Free tool
Whose fault was it?
Choose the scenario that matches your accident for an instant view of likely liability and your next steps.
What best describes what happened?
Pick a scenario to see who is likely at fault and what to do next.
Indicative guidance only — not a legal determination of liability.
Keep exploring
Related on Swift Assist
Non-fault vs fault accidents
How liability is decided and why it changes your whole claim.
Read more →What to do after an accident
The evidence to collect at the scene to prove fault.
Read more →Roadside accident checklist
Capture the details that decide liability, on the spot.
Read more →Hit by an uninsured driver?
You can still claim if the other driver had no insurance.
Read more →No win, no fee
Been in an accident? Let's sort it.
One call starts your claim. Our line is open 24/7, 365 days a year.