HGV & lorry accident claims: how much compensation could you get?
Collisions with lorries and HGVs cause disproportionately serious injury — and disproportionately complex claims.
A collision involving a lorry, HGV or other large goods vehicle is rarely straightforward — the forces involved often mean more serious injury, and liability can span the driver, the haulage operator and sometimes a third party. We connect you with solicitors experienced in exactly this kind of claim.
Why HGV claim values run higher
The physics of a 44-tonne vehicle mean HGV collisions produce a higher share of serious injuries — and awards scale with severity under the Judicial College Guidelines: serious leg fractures £34,000–£67,000, severe back injuries up to £196,000, head injuries beyond £400,000. Claims typically run against the haulier’s commercial insurer, with tachograph, maintenance and driver-hours records forming evidence unavailable in ordinary car claims — specialist handling matters.
Higher-severity injuries
The size and weight difference in an HGV collision means injuries are frequently more serious than in a car-to-car crash, and claims are valued accordingly.
Multiple potential defendants
The driver, the haulage company, and sometimes a vehicle maintenance contractor can all carry a share of liability — we help identify who.
Tachograph & telematics evidence
HGVs carry tachograph, telematics and often dashcam data that can be critical to proving what happened — this needs to be secured quickly before it's overwritten.
Vulnerable road users at greatest risk
Pedestrians, cyclists and motorcyclists involved in HGV collisions are disproportionately likely to be killed or seriously hurt, and their claims aren't subject to the whiplash tariff either.
No win, no fee
Specialist solicitors pursue your claim on a no win, no fee basis, with terms explained upfront.
Related services
Common questions.
How much compensation for an accident with a lorry or HGV?+
The same Judicial College Guidelines apply as any injury claim — roughly £2,700 for minor injuries to £490,000+ for the most severe — but HGV collisions skew toward the serious end, and claims run against commercial insurers with evidence like tachograph and maintenance records strengthening liability.
Who can be held liable in an HGV accident?+
Potentially the driver, the haulage or logistics company that operates the vehicle, and in some cases a separate maintenance contractor — liability depends on what caused the collision, and a claim can name more than one defendant.
Why does evidence need to be secured quickly?+
HGVs typically carry tachograph and telematics data recording speed, braking and driver hours, and this data is often overwritten after a set retention period, so it needs to be requested promptly.
Are HGV accident claims worth more than a standard car claim?+
Not automatically, but the severity of injury in HGV collisions is often higher because of the size and weight difference, so claims are frequently valued at a higher level than an equivalent car-to-car collision.
I was cycling, walking or riding a motorbike when a lorry hit me — does that change anything?+
As a pedestrian, cyclist or motorcyclist you're a vulnerable road user, so your claim also isn't subject to the whiplash tariff or the £5,000 small claims limit that applies to car occupants.
Other claim types
Motorbike accident claims
Injured on two wheels? Your claim isn't capped by the car whiplash tariff.
Accident at work claims
Hurt on the job? Your employer's liability insurance is there for exactly this.
Pedestrian accident claims
Hit by a vehicle while on foot? You're a vulnerable road user with full rights to claim.
Been in an accident? Let's sort it.
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